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Hong Kong credit card rankings · 9 cards · verified 2026-08-04

Best Miles Credit Cards

Cards that earn airline miles (Asia Miles, Avios, ANA and more), ranked by verified cost per mile. Ranked #1 right now: HSBC Hong Kong HSBC EveryMile Credit Card (HK$2 = 1 mile). Every card shown passes a high-confidence verification and freshness gate — sources and check dates are published per card.

Computed from published rates, caps, standard fees and live offers; top rates usually carry merchant, registration or minimum-spend conditions — see each card page (中文) for the verified fine print.

  1. 1
    HSBC Hong KongHSBC EveryMile Credit CardHSBC EveryMile Credit Card 信用卡官方卡面
    HSBC Hong Kong
    HSBC EveryMile Credit Card
    HK$2 = 1 mileAnnual fee: HK$2,000 (waivable)
    Details
  2. 2
    Standard Chartered Hong KongStandard Chartered Cathay MastercardStandard Chartered Cathay Mastercard 信用卡官方卡面
    Standard Chartered Hong Kong
    Standard Chartered Cathay Mastercard
    HK$2 = 1 mileAnnual fee: HK$2,000 (waivable)
    Details
  3. 3
    Dah Sing BankDah Sing British Airways Platinum CardDah Sing British Airways Platinum Card 信用卡官方卡面
    Dah Sing Bank
    Dah Sing British Airways Platinum Card
    HK$3 = 1 mileAnnual fee: HK$1,800 (waivable)
    Details
  4. 4
    Citibank Hong KongCiti PremierMiles CardCiti PremierMiles Card 信用卡官方卡面
    Citibank Hong Kong
    Citi PremierMiles Card
    HK$3 = 1 mileAnnual fee: HK$1,800 (waivable)
    Details
  5. 5
    DBS Hong KongDBS Black World MastercardDBS Black World Mastercard 信用卡官方卡面
    DBS Hong Kong
    DBS Black World Mastercard
    HK$4 = 1 mileAnnual fee: HK$2,800 (waivable)
    Details
  6. 6
    Bank of East AsiaBEA World MastercardBEA World Mastercard 信用卡官方卡面
    Bank of East Asia
    BEA World Mastercard
    HK$5 = 1 mileAnnual fee: HK$1,800 (waivable)
    Details
  7. 7
    Dah Sing BankDah Sing United MileagePlus World MastercardDah Sing United MileagePlus World Mastercard 信用卡官方卡面
    Dah Sing Bank
    Dah Sing United MileagePlus World Mastercard
    HK$5 = 1 mileAnnual fee: HK$2,000 (waivable)
    Details
  8. 8
    China Construction Bank (Asia)CCB (Asia) TRAVO MastercardCCB (Asia) TRAVO Mastercard 信用卡官方卡面
    China Construction Bank (Asia)
    CCB (Asia) TRAVO Mastercard
    HK$6.7 = 1 mileAnnual fee: No annual fee
    Details
  9. 9
    Dah Sing BankDah Sing ANA World MastercardDah Sing ANA World Mastercard 信用卡官方卡面
    Dah Sing Bank
    Dah Sing ANA World Mastercard
    HK$8 = 1 mileAnnual fee: HK$2,000 (waivable)
    Details

FAQ

Which is the best miles credit cards in Hong Kong right now?
Based on verified issuer data, HSBC Hong Kong HSBC EveryMile Credit Card ranks #1 (HK$2 = 1 mile). The best card for you depends on your own spending — the ranking uses a reference profile with all monthly and pooled caps applied.
How is this ranking computed?
From published reward rates, monthly and pooled caps, standard annual fees and live welcome offers — a reproducible calculation over verified data. Sponsorship or commissions never affect the order.
How fresh is the data?
Offers are monitored daily and every card is re-checked on a risk-based schedule; cards that fall outside the freshness window are hidden rather than shown stale. Latest verification: 2026-08-04.
Best Cash-back Credit CardsNo-Annual-Fee Credit CardsBest Welcome OffersBest Dining Credit CardsBest Online Shopping Credit CardsBest Overseas Spending Credit Cards

paylo.hk is a Hong Kong credit-card comparison site with a fail-closed publication gate: cards we cannot verify to a high confidence against official issuer sources are hidden, not guessed. Card detail pages are in Cantonese; the numbers are universal. Not a bank; always confirm terms with the issuer.