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Hong Kong credit card rankings · 5 cards · verified 2026-09-10

Best Miles Credit Cards

Cards that earn airline miles (Asia Miles, Avios, ANA and more), ranked by verified cost per mile. Ranked #1 right now: Dah Sing Bank Dah Sing British Airways Platinum Card (HK$3 = 1 mile). Every card shown passes a high-confidence verification and freshness gate — sources and check dates are published per card.

Computed from published rates, caps, standard fees and live offers; top rates usually carry merchant, registration or minimum-spend conditions — see each card page (中文) for the verified fine print.

  1. 1
    Dah Sing BankDah Sing British Airways Platinum CardDah Sing British Airways Platinum Card 信用卡官方卡面
    Dah Sing Bank
    Dah Sing British Airways Platinum Card
    HK$3 = 1 mileAnnual fee: HK$1,800 (waivable)
    Details
  2. 2
    Citibank Hong KongCiti PremierMiles CardCiti PremierMiles Card 信用卡官方卡面
    Citibank Hong Kong
    Citi PremierMiles Card
    HK$3 = 1 mileAnnual fee: HK$1,800 (waivable)
    Details
  3. 3
    Bank of East AsiaBEA World MastercardBEA World Mastercard 信用卡官方卡面
    Bank of East Asia
    BEA World Mastercard
    HK$5 = 1 mileAnnual fee: HK$1,800 (waivable)
    Details
  4. 4
    Dah Sing BankDah Sing United MileagePlus World MastercardDah Sing United MileagePlus World Mastercard 信用卡官方卡面
    Dah Sing Bank
    Dah Sing United MileagePlus World Mastercard
    HK$5 = 1 mileAnnual fee: HK$2,000 (waivable)
    Details
  5. 5
    Dah Sing BankDah Sing ANA World MastercardDah Sing ANA World Mastercard 信用卡官方卡面
    Dah Sing Bank
    Dah Sing ANA World Mastercard
    HK$8 = 1 mileAnnual fee: HK$2,000 (waivable)
    Details

FAQ

Which is the best miles credit cards in Hong Kong right now?
Based on verified issuer data, Dah Sing Bank Dah Sing British Airways Platinum Card ranks #1 (HK$3 = 1 mile). The best card for you depends on your own spending — the ranking uses a reference profile with all monthly and pooled caps applied.
How is this ranking computed?
From published reward rates, monthly and pooled caps, standard annual fees and live welcome offers — a reproducible calculation over verified data. Sponsorship or commissions never affect the order.
How fresh is the data?
Offers are monitored daily and every card is re-checked on a risk-based schedule; cards that fall outside the freshness window are hidden rather than shown stale. Latest verification: 2026-09-10.
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paylo.hk is a Hong Kong credit-card comparison site with a fail-closed publication gate: cards we cannot verify to a high confidence against official issuer sources are hidden, not guessed. Card detail pages are in Cantonese; the numbers are universal. Not a bank; always confirm terms with the issuer.